In which situation would a trustee under a deed of trust not be involved?

In the context of a deed of trust, the trustee plays a significant role in the administration of the loan and the enforcement of the terms outlined in the trust deed. When a borrower, or trustor, makes monthly loan payments, the trustee is not directly involved in the collection of those payments. Instead, the lender or a servicing company typically manages that process.

The role of the trustee becomes more pronounced in situations such as when the loan is paid in full, which necessitates the issuance of a deed of reconveyance to transfer ownership back to the trustor, or when the trustor is delinquent, where the trustee may need to initiate foreclosure proceedings if the borrower does not bring the loan current.

Thus, the collection of monthly loan payments does not require the direct involvement of the trustee, as that falls under the purview of the lender or their representatives.